Generated: 2026-08-25 | Account: 476549654 | Status: PLANNER - read-only, real money, never auto-places orders.
This file is THE master to-do list. It aggregates every pending action across action_plan.json, harvest_trade_list.csv, wash_sale_risk.json, profit_targets.json/trim_lots.json, options_calendar.json, and rebalance.json. Execute items manually in the Robinhood UI, then flip status to done in data/action_tracker.json.
| Target date | Pri | Urgency | Symbol | Action | Qty/Amt | Tax note | Gate / follow-up before |
|---|---|---|---|---|---|---|---|
| Tue 2026-08-25 | P1-HIGH | DO NOW | CRWV | Sell CRWV - all 6 lots (300 sh) full exit | Full exit of crypto-mining correlated name; 300 sh (1+1+8+1+200+89). | Clean all-ST loss, ~$5,753 realized; stays clean, funds de-risk tax-neutrally. | Confirm executed; then no CRWV rebuy until 2026-09-23. |
| Tue 2026-08-25 | P1-HIGH | DO NOW | TSLL | Harvest TSLL - sell 20 losing lots (3,030 sh); keep 8 gain lots | Sell only the losing lots (20 lots / 3,030 sh); keep the 8 gain lots. | ~$9,108 realized loss; sell ONLY losing lots to bank loss, keep gains. | Confirm only losing lots sold; no TSLL/SLVT-proxy rebuy until 2026-09-23. |
| Tue 2026-08-25 | P1-HIGH | DO NOW | HOOD | Trim HOOD 150 sh (SpecID high-cost lots) | Reduce 32.2% -> ~22-25% of base; largest single name, unhedged; 150 sh SpecID. | Realize ~$9,400-10,062; use Specific-ID, highest-cost lots first. | Pair against harvested losses to stay tax-neutral. |
| Tue 2026-08-25 | P1-HIGH | DO NOW | NBIS | Trim NBIS 15 sh (SpecID high-cost lots) | High-cost ST lots first; 15 sh SpecID. | Realize ~$1,901 ST; use Specific-ID, highest-cost lots first. | Pair against harvested losses to stay tax-neutral. |
| Tue 2026-08-25 | P1-HIGH | DO NOW | AMZN | Trim AMZN 21 sh (SpecID high-cost lots) | High-cost ST lots first; 21 sh SpecID. | Realize ~$644 ST; use Specific-ID, highest-cost lots first. | Pair against harvested losses to stay tax-neutral. |
| Tue 2026-08-25 | P1-HIGH | DO NOW | VG | Trim VG 180 sh (SpecID high-cost lots) | High-cost/LT lots first; 180 sh SpecID. | Realize ~$424; use Specific-ID, highest-cost lots first. | Pair against harvested losses to stay tax-neutral. |
| Tue 2026-08-25 | P2-MED | THIS WEEK | NVDA | Trim NVDA 3 sh (SPECIAL: fractional 0.001262 + 2 sh LT lot) | Optional trim; ~$293 LT gain, high-cost LT lot (2 sh @ $119.14 + fractional). | ~$293 LT gain (optional); LT lots so no short-term benefit - only trim if de-risking NVDA. | Optional - skip if de-risk unnecessary. |
| Wed 2026-09-23 | P1-HIGH | DO NOW | CRWV | Wash-sale stay-out ends - re-entry window opens for CRWV | Primary harvest name. All 6 CRWV lots are short-term losses ($5753); cleanest harvest candidate. No CRWV buys within the prior 30 days (last buy 2026-06-26). Harvest today = stay out of CRWV until 2026-09-23. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P1-HIGH | DO NOW | TSLL | Wash-sale stay-out ends - re-entry window opens for TSLL | Primary harvest name. 2x TSLA leveraged ETF. Multiple TSLL lots at loss; sell only the losing lots. Not substantially identical to plain TSLA equity (different security, no wash). No recent TSLL buy in the 30d window. Stay out of TSLL/SLVT-proxy rebuys until 2026-09-23. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | UI | Wash-sale stay-out ends - re-entry window opens for UI | Ignore to not trigger wash-sale that would disallow the loss. UI unrealized loss $11.64 is negligible/fractional but a UI buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($12); avoid rebuying UI until 2026-09-23 if you harvest. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | SPCX | Wash-sale stay-out ends - re-entry window opens for SPCX | Ignore to not trigger wash-sale that would disallow the loss. SPCX unrealized loss $4.86 is negligible/fractional but a SPCX buy (2026-08-19) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($5); avoid rebuying SPCX until 2026-09-23 if you harvest. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | TTWO | Wash-sale stay-out ends - re-entry window opens for TTWO | Ignore to not trigger wash-sale that would disallow the loss. TTWO unrealized loss $2.92 is negligible/fractional but a TTWO buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($3); avoid rebuying TTWO until 2026-09-23 if you harvest. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | TSLA | Wash-sale stay-out ends - re-entry window opens for TSLA | Ignore to not trigger wash-sale that would disallow the loss. TSLA unrealized loss $23.14 is negligible/fractional but a TSLA buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($23); avoid rebuying TSLA until 2026-09-23 if you harvest. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | VG | Wash-sale stay-out ends - re-entry window opens for VG | Ignore to not trigger wash-sale that would disallow the loss. VG unrealized loss $32.71 (immaterial); no VG rebuy within 30 days; stay out until 2026-09-23 if harvested. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | NEXT | Wash-sale stay-out ends - re-entry window opens for NEXT | Ignore to not trigger wash-sale that would disallow the loss. NEXT unrealized loss $0.08 is negligible/fractional but a NEXT buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($0); avoid rebuying NEXT until 2026-09-23 if you harvest. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-23 | P3-LOW | WATCH | CBRS | Wash-sale stay-out ends - re-entry window opens for CBRS | Ignore to not trigger wash-sale that would disallow the loss. CBRS unrealized loss $0.34 (immaterial); no CBRS rebuy within 30 days; stay out until 2026-09-23 if harvested. | No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed. | Mark execution done first; OK to reassess re-entry on/after 2026-09-23. |
| Wed 2026-09-30 | P3-LOW | WATCH | OPTIONS | Q4 check - options assignment/expiry on naked shorts (AMZN -100, TSLL -200) + TSLA net-long +200 | Monitor all naked/short option positions before 2027 expiries. | Assignment on naked shorts is ordinary income; deep-ITM shorts can early-assign on ex-div. | Review again after 2027-01-15 roll decisions. |
| Fri 2026-10-02 | P2-MED | THIS WEEK | UUUU | Review UUUU 2026-10-16 long call expiry (2 wks before) | 1 long call, unhedged (no short pair). Decide hold-to-expiry vs roll. | Closing/rolling a long call has no wash-sale issue; deep-ITM long assignment = equity cost basis carry. | Re-check right after 2026-10-16 expiry to confirm resolution. |
| Sat 2026-10-24 | P2-MED | THIS WEEK | TSLA | TSLA - reduce option net-long delta toward low-teens (from 21.8%) | Reduce net-long delta (200 option-delta shares, ~$72.6k notional) via existing short legs / modest LEAP profit-take. | Avoid unwinding deep-ITM LEAPs at a loss; LEAPs can't be sized down cheaply. | Ongoing - do not dump; sequence over terms. Re-assess at 2027-01-15 book review. |
| Fri 2027-01-01 | P3-LOW | WATCH | OPTIONS | THE BIG ONE - review full options book before 2027-01-15 expiry | 2027-01-15 book: NVDA 5/5, AMZN short 1 (naked), GOOGL 5/5, NBIS 1/1, TSLA +2 net, TSLL short 2 (naked), UUUU 2 long. Decide roll/close/expire each leg. | PRIORITY: AMZN naked short (-1) and TSLL naked shorts (-2) - buy-to-close/roll on any gap up. Watch ex-div early assignment on deep-ITM shorts (NVDA/GOOGL/AMZN). | Gate: start 1-2 wks prior (~2026-12-18); AMZN/TSLL naked shorts handled FIRST on any gap. |
| Fri 2028-01-07 | P3-LOW | WATCH | OPTIONS | Review 2028-01-21 expiry (AMZN 12x12 pair + INTU) | AMZN 12 long + 12 short pair, INTU 1 long + 1 short. Let pairs auto-execute if ITM; watch ex-div early assignment. | Deep-ITM short ex-div can early-assign (amortize long); covered pairs, low urgency. | Gate: review by ~2028-01-14; far out, revisit in Q4 2027. |
- Qty/amt: Full exit of crypto-mining correlated name; 300 sh (1+1+8+1+200+89).
- Tax: Clean all-ST loss, ~$5,753 realized; stays clean, funds de-risk tax-neutrally.
- Gate/follow-up: Confirm executed; then no CRWV rebuy until 2026-09-23.
- Qty/amt: Sell only the losing lots (20 lots / 3,030 sh); keep the 8 gain lots.
- Tax: ~$9,108 realized loss; sell ONLY losing lots to bank loss, keep gains.
- Gate/follow-up: Confirm only losing lots sold; no TSLL/SLVT-proxy rebuy until 2026-09-23.
- Qty/amt: Reduce 32.2% -> ~22-25% of base; largest single name, unhedged; 150 sh SpecID.
- Tax: Realize ~$9,400-10,062; use Specific-ID, highest-cost lots first.
- Gate/follow-up: Pair against harvested losses to stay tax-neutral.
- Qty/amt: High-cost ST lots first; 15 sh SpecID.
- Tax: Realize ~$1,901 ST; use Specific-ID, highest-cost lots first.
- Gate/follow-up: Pair against harvested losses to stay tax-neutral.
- Qty/amt: High-cost ST lots first; 21 sh SpecID.
- Tax: Realize ~$644 ST; use Specific-ID, highest-cost lots first.
- Gate/follow-up: Pair against harvested losses to stay tax-neutral.
- Qty/amt: High-cost/LT lots first; 180 sh SpecID.
- Tax: Realize ~$424; use Specific-ID, highest-cost lots first.
- Gate/follow-up: Pair against harvested losses to stay tax-neutral.
- Qty/amt: Optional trim; ~$293 LT gain, high-cost LT lot (2 sh @ $119.14 + fractional).
- Tax: ~$293 LT gain (optional); LT lots so no short-term benefit - only trim if de-risking NVDA.
- Gate/follow-up: Optional - skip if de-risk unnecessary.
- Qty/amt: Primary harvest name. All 6 CRWV lots are short-term losses ($5753); cleanest harvest candidate. No CRWV buys within the prior 30 days (last buy 2026-06-26). Harvest today = stay out of CRWV until 2026-09-23.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Primary harvest name. 2x TSLA leveraged ETF. Multiple TSLL lots at loss; sell only the losing lots. Not substantially identical to plain TSLA equity (different security, no wash). No recent TSLL buy in the 30d window. Stay out of TSLL/SLVT-proxy rebuys until 2026-09-23.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. UI unrealized loss $11.64 is negligible/fractional but a UI buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($12); avoid rebuying UI until 2026-09-23 if you harvest.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. SPCX unrealized loss $4.86 is negligible/fractional but a SPCX buy (2026-08-19) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($5); avoid rebuying SPCX until 2026-09-23 if you harvest.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. TTWO unrealized loss $2.92 is negligible/fractional but a TTWO buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($3); avoid rebuying TTWO until 2026-09-23 if you harvest.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. TSLA unrealized loss $23.14 is negligible/fractional but a TSLA buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($23); avoid rebuying TSLA until 2026-09-23 if you harvest.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. VG unrealized loss $32.71 (immaterial); no VG rebuy within 30 days; stay out until 2026-09-23 if harvested.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. NEXT unrealized loss $0.08 is negligible/fractional but a NEXT buy (2026-08-21) is within the 30-day pre-sale window -> strict wash-sale rule would disallow the loss. Amount is immaterial ($0); avoid rebuying NEXT until 2026-09-23 if you harvest.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Ignore to not trigger wash-sale that would disallow the loss. CBRS unrealized loss $0.34 (immaterial); no CBRS rebuy within 30 days; stay out until 2026-09-23 if harvested.
- Tax: No CRWV/TSLL/harvested-name rebuy before 2026-09-23 or the realized loss is disallowed.
- Gate/follow-up: Mark execution done first; OK to reassess re-entry on/after 2026-09-23.
- Qty/amt: Monitor all naked/short option positions before 2027 expiries.
- Tax: Assignment on naked shorts is ordinary income; deep-ITM shorts can early-assign on ex-div.
- Gate/follow-up: Review again after 2027-01-15 roll decisions.
- Qty/amt: 1 long call, unhedged (no short pair). Decide hold-to-expiry vs roll.
- Tax: Closing/rolling a long call has no wash-sale issue; deep-ITM long assignment = equity cost basis carry.
- Gate/follow-up: Re-check right after 2026-10-16 expiry to confirm resolution.
- Qty/amt: Reduce net-long delta (200 option-delta shares, ~$72.6k notional) via existing short legs / modest LEAP profit-take.
- Tax: Avoid unwinding deep-ITM LEAPs at a loss; LEAPs can't be sized down cheaply.
- Gate/follow-up: Ongoing - do not dump; sequence over terms. Re-assess at 2027-01-15 book review.
- Qty/amt: 2027-01-15 book: NVDA 5/5, AMZN short 1 (naked), GOOGL 5/5, NBIS 1/1, TSLA +2 net, TSLL short 2 (naked), UUUU 2 long. Decide roll/close/expire each leg.
- Tax: PRIORITY: AMZN naked short (-1) and TSLL naked shorts (-2) - buy-to-close/roll on any gap up. Watch ex-div early assignment on deep-ITM shorts (NVDA/GOOGL/AMZN).
- Gate/follow-up: Gate: start 1-2 wks prior (~2026-12-18); AMZN/TSLL naked shorts handled FIRST on any gap.
- Qty/amt: AMZN 12 long + 12 short pair, INTU 1 long + 1 short. Let pairs auto-execute if ITM; watch ex-div early assignment.
- Tax: Deep-ITM short ex-div can early-assign (amortize long); covered pairs, low urgency.
- Gate/follow-up: Gate: review by ~2028-01-14; far out, revisit in Q4 2027.